PELATIHAN OPTIMALISASI PEMBAYARAN DENGAN MENGGUNAKAN APLIKASI UNTUK MENINGKATKAN EFESIENSI PADA UMKM
DOI:
https://doi.org/10.37296/jpi.v7i1.363Keywords:
Digital payment, SMEs, training, operational efficiency, fintech, customer satisfactionAbstract
The Small and Medium Enterprises (SMEs) sector plays a crucial role in Indonesia's economy, contributing over 60% to the GDP and significantly aiding in job creation. However, many SMEs face challenges in adopting technology, particularly in digital payment systems. This study explores the potential of optimizing digital payment methods to improve operational efficiency in SMEs. The research focuses on providing training for SMEs, particularly in the culinary industry, to help them transition from traditional cash payments to digital transactions. Using a hands-on training approach, the study demonstrates how SMEs can integrate digital payment applications into their operations, resulting in increased efficiency, better financial record-keeping, and enhanced customer satisfaction. The findings underscore the importance of digital payment adoption for enhancing business competitiveness and customer convenience in a rapidly evolving digital landscape. Ultimately, this initiative shows that training SMEs in digital payments can drive substantial operational improvements and prepare them for a more competitive market environment.
References
Al Humaira, B., Sari, P. N., Rahmadi, Z. T., Widjanarko, Nurdiana, D., Yulianto, K.
I., & Utomo, K. W. (2024). Pendampingan Pembuatan Laporan KeuanganBerbasis Excel di Bunda Tarie Catering. PuanIndonesia, 6(1), 404–410. Barroso, M., & Laborda, J. (2022). Digital transformation and the emergenceof
the Fintech sector: Systematic literature review. Digital Business, 2(2), 100028. https://doi.org/10.1016/j.digbus.2022.100028
Baskoro, P., Efendi, K. K., Ramadhana, N. A., Septiyani, H., & Keban, A. H. (2024). PELATIHAN DAN PENDAMPINGAN PEMBUATANLAPORANKEUANGAN SEDERHANA SESUAI STANDAR AKUNTANSI KEUANGANENTITAS MIKRO KECIL DAN MENENGAH (SAK EMKM) DI WARKOPTETANGGA. Jurnal Puan Indonesia, 5(2), 519–526. Calderon, A. A. (2025). Digital Payments and their Role in Enhancing Financial
Transactions Efficiency. International Journal of Economics and Financial
Issues, 15(1), 182–189. https://doi.org/10.32479/ijefi.17555
Damayanty, P., Imam Yulianto, K., Nurdiana, D., & Tania Rahmadi, Z. (2024). Socialization and Practice of Making Simple Financial Reports for MSMEsinTidung Village, Seribu Islands. Edisi Januari, 5(2), 597–605. Damayanty, P., Rahmadi, Z. T., & Utomo, K. W. (2024). Validation Of MatchingNik , Npwp And Assistance In Filling Out Annual Tax Returns WithIbi
Kosgoro Tax Volunteers For 2024 Term Of Service. 357–363. Damayanty, P., Yulianto, K. I., Utomo, K. W., Nurdiana, D., Febriantika, F., Utama, R. P., & Amalia, T. (2023). Pendampingan Penyusunan LaporanKeuangan Pada KPM PKH Yang Mempunyai Usaha Di Kota Depok. ABDI
MOESTOPO: Jurnal Pengabdian Pada Masyarakat, 6(2), 200–207. https://doi.org/10.32509/abdimoestopo.v6i2.3080
Dhamayanti, S. K., Soepriyadi, I., Rini, P., Rahmadi, Z. T., & Yulianto, K. I. (2023). Literasi pembuatan administrasi keuangan rumah tangga (Penyuluhanpadaposyandu Rw 05 Sukatani Depok). Jurnal Pengabdian Teratai, 4(1), 66–75. Djunaidy, D., Rahmadi, Z., Dharma, D. A., Utomo, K. W., & Rizqi, A.-Z. (2024). Sosialisasi Penerapan Akuntansi Industri Kecil Menengah (Ikm) YangMemanfaatkan Sumberdaya Lingkungan Di Pulau Tidung Sebagai Prospek
Jurnal PUAN Indonesia Vol.1 No. 12025
| P a g e
Bisnis. Puan Indonesia, 5(2), 575–582. https://doi.org/10.37296/jpi.v5i2.219Firmansyah, M., Putra, S. D., Herdinov, A., Abiyah, I. A., Rahmadi, Z. T., &Wahyudi, M. A. (2024). Pendampingan Praktek Pembukuan Akuntansi
Menggunakan Aplikasi Randu Pos & Akutansi Ukm Perabotan NasywaDi
Jakarta Selatan. Puan Indonesia, 5(2), 567–574. https://doi.org/10.37296/jpi.v5i2.214
Hadi, M., Nuspuspa, A., Mutiyah, Nur, I., Sulistiowati, P., Tania, Z., & Setiawan, I. (2024). Sosialisasi Penerapan Psak 1 Dalam Penyajian PembukuanAkuntansi Berbasis Komputer Terhadap Umkm Jasa Salon Amy. PuanIndonesia, 5(2), 305–318. Hakim, L. L. (2019). Turnitin Determinant Model of Capital Adequacy RatioWithIntervening Variable Non Performing Loan. Repository.Upi-Yai.Ac.Id, 1261–1276. https://doi.org/10.5281/zenodo.10604759
Juwita, Dinda & Handayani, Anik. (2022). Peluang dan Tantangan Digitalisasi
UMKM Terhadap Pelaku Ekonomi di Era Society 5.0. Jurnal Inovasi
Teknologi dan Edukasi Teknik. 2. 249-255. 10.17977/um068v2i52022p249- 255
Kassa, S., Fitria, D., Damayanty, P., Setiawan, I., Mayasari, M., & Djunaidy, D. (2022). Sosialisasi Penyusunan Laporan Keuangan Sederhana Di DesaKutasirna Kecamatan Cisaat Kabupaten Sukabumi. Jurnal PengabdianTeratai, 3(1), 16–29. https://doi.org/10.55122/teratai.v3i1.346
Kementerian Koperasi dan UKM. (2020). Peran strategis UMKMdalamperekonomian nasional. Jakarta: Kementerian Koperasi dan UsahaKecil
dan Menengah
Kinasih, A. T., Karimah, M., Hikmah, N., Ferditha, D., & Tania, Z. (2024). ANALYSIS OF THE IMPLEMENTATION OF ACCOUNTINGANDTHEUSEOF ACCOUNTING INFORMATION IN MICRO , SMALL , ANDMEDIUMENTERPRISES ( MSMES ). 2(1), 61–70. Kotler, P., & Keller, KL (2016). Manajemen Pemasaran (edisi ke-15). PearsonEducation
Kuncara, T., Rahmadi, Z. T., Yulianto, K. I., & Muchlis, A. (2022). PendalamanFitur Eviews Untuk Menghasilkan Publikasi Ilmiah Yang BerkualitasBersama Asosiasi Dosen Muda Indonesia (Admi). Jurnal Abdi Masyarakat
Multidisiplin, 1(3), 60–63. https://doi.org/10.56127/jammu.v1i3.485
Lazizaf, I., Jakarta, D. I., & Rahmadi, Z. T. (2024). Pendampingan digitalisasi
pembukuan keuangan menggunakan aplikasi android siapik pada umkmbumbu instan lazizaf di jakarta timur. 6(1), 395–403. Ozili, Peterson. (2022). Digital Financial Inclusion. 10.1108/978-1-80262-605- 620221015
Pratamansyah, S. R. (2024). Transformasi Digital dan Pertumbuhan UMKM:
Analisis Dampak Teknologi pada Kinerja Usaha Kecil dan Menengahdi
Indonesia. 2(2), 1– 17. Prihandono, G., & Amir, M. T. (2024). Implementasi Teknologi Informasi dalamMeningkatkan Efisiensi Organisasi dan Daya Saing Perusahaan. Journal
of Economics and Business UBS, 13(2), 577–587. https://doi.org/10.52644/joeb.v13i2.1556
Pueblos, K. J., & Jr, E. T. (2023). Impact of E-Payment Platforms AmongSelected MicroEntrepreneurs in Taguig City: Determinants for EnhancedGuidelines in Collection and Disbursement Process. Indonesian Journal of
Business Analytics, 3(4), 1401– 1424. https://doi.org/10.55927/ijba.v3i4.4884
Purba, D., Suratman, Simanjuntak, P., Nasruji, & Rahmadi, Z. T. (2022).
Jurnal PUAN Indonesia Vol.1 No. 12025
| P a g e
Pembinaan Integrated Management System Pada Yayasan Bait Ta’Alamal
Qur’an Batam. Puan Indonesia, 4(1), 87–92. https://doi.org/10.37296/jpi.v4i1.109
Putra, Toni & Solechan, Achmad & Hartono, Budi. (2023). Transformasi Digital
Pada UMKM Dalam Meningkatkan Daya Saing Pasar. Jurnal InformatikaUpgris. 9. 10.26877/jiu.v9i1.15096. Putri, T. A., Susetyawan, A. M., & Purba, S. S. (2024). THE ROLEOFACCOUNTING INFORMATION SYSTEMS IN THE UTILIZATIONOFTECHNOLOGY FOR DIGITAL BOOKKEEPING IN SMES. 2(1), 29–37. Rahmadi, Z. T., Imam, K., & Damayanty, P. (2023). Information on FirmValueDeterminants Based on Investment Decision and Dividend Policy.
International Journal of Artificial Intelegence Research, 7(1), 1–11. Rahmadi, Z. T., Laksono, R., Sundara, D., Fauzi, A., Pratama, R. D., &Kunci, K. (2023). BIMBINGAN TEKNIS MANAJEMEN TATA KELOLA DESADANSERVICE EXCELLENT SEBAGAI PENUNJANG PELAYANANPUBLIKDESA TAMANSARI CIAPUS BOGOR. Jurnal Pengabdian Teratai, 4(2), 182–188. Rahmadi, Z. T., & Wahyudi, M. A. (2023). Analysis of the Government’s Strategyfor the Community as Obey as Taxpayers Case Study: South JakartaArea. Journal of Accounting and Finance in Emerging Economies, 9(2), 65–70. https://doi.org/10.26710/jafee.v9i2.2594
Rowi, A. S., Wahyudi, M. A., & Oswari, T. (2024). The Role of Digital MarketingStrategies in Enhancing Customer Engagement and Brand Loyalty : AStudyof E-Commerce Platforms. 5(2), 2778–2788. Sari, I., Fidiani, A., Aulia, R. N., Anjelina, P., Rahmadi, Z. T., & Kunci, K. (2024). PENYULUHAN DAN PELATIHAN PELAPORAN KEUANGANMETODESEDERHANA BAGI UMKM DENGAN APLIKASI ACCURATE. Jurnal
Pengabdian Teratai, 5(1), 55–61. Setiawan, I., Rahmadi, Z. T., Widjanarko, W., Zahra, F., Nuraeni, H., &Chintia, A. (2023). Sosialisasi Perhitungan Pajak Penghasilan Pada UmkmDi KotaDepok. ABDI MOESTOPO: Jurnal Pengabdian Pada Masyarakat, 6(2), 208–215. https://doi.org/10.32509/abdimoestopo.v6i2.3081
Yunaz, H., Widayati, E., Tania Rahmadi, Z., Damayanty, P., & Soo Il, K. (2023). Developing A Star-Up Business From A Management And Financial
Perspective For Indonesian Workers In Korea. International Journal Of
Community Service, 3(4), 279–284. https://doi.org/10.51601/ijcs.v3i4.220Widodo, S., & Sari, R. (2023). Optimalisasi pengetahuan teknologi digital melalui
metode pelatihan. Jurnal Pendidikan dan Pelatihan, 28(5), 88-97. World Bank Group. (2020). Digital financial services in the age of innovation. Washington, DC: World Bank Publications.








